Current Conventional Interest Rates

Interest Rates. One of the benefits of a NIFA loan is our competitively priced interest rate options. All of our first mortgage loan interest rates are fixed with a 30-year term and do not have an origination or discount fee. Our HBA Program second mortgage loan interest rate is fixed with a 10-year term.

In the current risk-averse environment. This renewed competitiveness could rekindle interest in conventional exploration.